Insurance Services | Kauai Community Federal Credit Union | Kapa'a, HI - Lihue, HI - Waimea, HI

Insurance Services

Kauai Community Federal Credit Union provides an array of insurance products and services to its members at affordable prices. These are some of the products and services offered:

Accidental Death & Dismemberment

Kauai Community FCU wants to help protect your family and as an account holder, age 18 or older, you are automatically:


  • Eligible for $1,000.00* Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Kauai Community FCU
  • Pre-Authorized for Additional Coverage up to $300,000.00*
  • Guaranteed Acceptance
  • No Medical Exams or Health Questions

Please click to enroll

    *All coverage amounts reduce by 50% when the primary insured reaches age 70. The family plan protects spouse and all eligible children at a percentage of your selected coverage amount.Insurance is underwritten by Transamerica Premier Life Insurance Company , Cedar Rapids, IA. AT #1553277.


      For more information or to enroll for the complimentary $1,000 insurance coverage, enrollment forms are available at all KCFCU branch offices.

      Auto & Home

      In addition to the group discount, members can qualify for further discounts and extra insurance benefits with multi-policy (insuring both auto and home) credits and a special endorsement program that includes a free deluxe travel plan.

      Auto Insurance

      • KCFCU Group Discount
      • Continuous Coverage Discount
      • Loss Free Discounts
      • Multiple Policy Discount
      • Passive Restraints Discount
      • Preferred Repair Shop Discount
      • Renewal Discount
      • Security Plus Deluxe Travel Coverage

      Homeowners Insurance

      • KCFCU Group Discount
      • Multiple Policy Discount
      • Newer Home Discount
      • Non-Smokers Credit
      • Protection Device Credit
      • Senior Citizen Discount

      Additional insurance programs include coverage for Renters, Condominiums, Motorcycles, Watercraft and Personal Umbrella.Don't wait until your current policy expires; call for your free, discounted, no obligation quote today! Contact Darnell Aquino, Atlas Insurance agent, at KCFCU's Kukui Grove West Office at (808) 246-1235. She will review your existing policy(s) to ensure that you and your family are adequately covered at the best possible rates. You can also bring your policy to any KCFCU branch office, or simply Request your FREE quote today.

      Hospital Accident Protection

      Hospital Accident Protection insurance helps protect you against the costs of covered accidental injuries, with a daily benefit to pay toward substantial out-of-pocket medical expenses you can face even with medical coverage. This plan gives you a source of emergency cash you can rely on to help keep a sudden injury from causing you financial harm. You may get this money in addition to any other insurance benefits you may receive. All KCFCU members 18 and older residing in the U.S. are eligible for 60 days coverage without cost. For more information or to obtain an enrollment form, please contact us.

      Whole Life

      TruStage™ Life Insurance Plans

      Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

      Watch the video Whole Life or Term Life Insurance?

      Learn about this important coverage or call 1-855-612-7909 for more information.

      TruStage™ is the marketing brand for Life insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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      Term Life

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      TruStage® Term Life Insurance

      As a member of our credit union, you may qualify for up to $250,000 of TruStage Term Life Insurance at rates designed to be affordable and any amount of coverage can make a difference.

      This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most. Watch the video Whole Life or Term Life Insurance?

      TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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