Kasasa Saver - Savings Account | Kapa'a, HI - Lihue, HI - Waimea, HI | KCFCU

Kasasa Saver

Kasasa Saver

Want even more saving potential? This free savings account works together with Kasasa Cash® or Kasasa Cash Back® as a built-in savings tool. Every monthly qualification cycle, the interest and ATM refunds you earn with Kasasa Cash or Kasasa Cash Back are automatically deposited into Kasasa Saver! Could saving be any easier?

And to help maximize your savings potential, Kasasa Saver pays a whopping 2.00% APY* on your balance! All you have to do is meet the qualifications of Kasasa Cash every monthly qualification cycle, and we do the rest for you! Do you Kasasa?™

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Summary
  • Linked to Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 2.00% APY* on balances up to $20,000
  • 2.00% to 0.58% APY on balances over $20,000 depending on balance in account*
  • 0.02% APY* if monthly qualifications are not met
  • No minimum balance to earn rewards
  • Free ebranch online banking
  • Free eMobile banking
  • Free eStatements
  • Free Visa® check card
  • 24-hour Member Accessline
  • $25 deposit to open

Earning your rewards is a breeze

By qualifying for Kasasa Cash or Kasasa Cash Back, you automatically qualify for Kasasa Saver! Just make sure to do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) OR bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

And if you don't qualify during a cycle, don't worry. There's no penalty for not qualifying. You still have a free savings account that earns a base 0.02% APY*. Plus you can get right back to making 1.00% APY* the next cycle you qualify.


Kasasa Cash linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 10/1/2015. Rates may change after account is opened. Minimum to open is $25.00 for Kasasa Cash and $25.00 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.25%; and (3) balances over $10,000 earn 0.30% dividend rate on the portion of the balance over $10,000, resulting in 3.25% - 0.57% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning the day after the close of the previous qualifying cycle through the 2nd to the last business day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 2.00%; and (2) balances over $20,000 in Kasasa Saver earn 0.30% dividend rate on portion of balance over $20,000, resulting in 2.00% - 0.58% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.02% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Cash Back linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 10/1/2015. Rates may change after account is opened. Minimum to open is $25.00 for Kasasa Cash Back and $25.00 for Kasasa Saver. When monthly qualifications are met, you will receive 5.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $20.00 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back check card during qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning the day after the close of the previous qualifying cycle through the 2nd to the last business day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 2.00%; and (2) balances over $20,000 in Kasasa Saver earn 0.30% dividend rate on the portion of the balance over $20,000, resulting in 2.00% - 0.58% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.02% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.