Energy Efficiency Loans | Kapa'a, HI - Lihue, HI - Waimea, HI | KCFCU

Energy Efficiency Loans

Energy Efficiency Loans

KCFCU has partnered with Kauai Island Utility Cooperative and Kauai County Housing Agency to provide qualifying members with no-interest loans for solar water heating. Members taking advantage of this program will be obligated to pay the loan within 5 years (60 months). To benefit from this loan discount program, contact our Lihue office at (808) 245-6791 and ask to speak to a Loan Counselor.

You can read more information about the Solar Water Heating Program, including qualifications and how to apply, in this brochure.


Water Heating System
  • No-interest loans for solar water heating
  • Borrow up to $15,000
  • Must pay loan within 5 years
  • Qualifications apply

Photovoltaic System

Tap into the sun's natural energy and power up your home with a photovoltaic system financed through the credit union. You may be eligible for a tax credit from the government depending on the type of system you choose.

  • Borrow up to $35,000
  • Terms up to 15 years