Small Business Loans (SBA) | Kapa'a, HI - Lihue, HI - Waimea, HI | KCFCU

Small Business Loans (SBA)

Small Business Loans (SBA)

An SBA loan can benefit your business in a variety of ways, offering more favorable terms, rates, and options than a conventional loan. KCFCU is an authorized SBA Preferred Lender, so we can help you make the application process easier, and provide you with a fast approval.

These government-backed loans are usually easier to qualify for than for regular lending, so they are perfect for first-time business owners. Ask your KCFCU experts to help you find the best option for you.


Summary
  • SBA 7(a) and 504 loan programs available
  • Lower down payments
  • Longer repayment period and lower monthly payments
  • Funds can be used for a variety of purposes:
  • Real estate purchases
  • Working capital
  • Equipment/machinery purchases
  • Business expansion
  • Quick local decisions
  • Professional, personalized service

For more information on SBA Loans and how to apply, please call the Loan Department at (808) 246-1277.