Join KCFCU | Kapa'a, HI - Lihue, HI - Waimea, HI

Join KCFCU

Join KCFCU

You and Your Family Can Join!

Membership is open to any person (or organization) that lives, works, worships, attends school or operates a business on the islands of Kauai and Niihau. If you qualify, your family members also become eligible -- including your spouse, children, adopted children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings.

How to Join

Open a Share Savings account online or at one of our branches. This account earns competitive dividends and requires a $5 minimum deposit to open plus a one-time $1 membership fee.

We'll gladly guide you through the entire process. Give us a call at 808.245.6791 if you have any questions.


It is required by law that all financial institutions are to obtain and verify each individual's identity. We kindly ask for your cooperation. To help expedite your account opening process, we ask that you go through the Member Identity Verification Checklist, and have the proper documentation with you upon opening your account.