Our field of membership includes any person who lives, works, worships, attend school on, or businesses and other legal entities located on the islands of Kauai and Niihau. For individuals who qualify for credit union membership, eligibility is also extended to members of their immediate family or household."Immediate family" is defined as spouse, child, siblings, parent, grandparent, or grandchild and includes stepparents, stepchildren, stepsiblings, and adoptive relationships.